Working largely with buyers I recommend getting a home inspection whenever possible especially as a first time home buyer. Our current market is getting active again and with multiple offers happening there is not always time to get one put into the offer. However there is a possibility to have one done prior to submitting one.
What is a home inspection?
A licenced professional performs the visual inspection. The purpose of this is to tell the buyers what the current condition of the home is and what maintenance needs to be done to keep things running smoothly. Another important thing that is talked about is what future expenses the buyer will have to budget for (ex. furnace, windows etc).
What does an inspector look at?
The inspector can only do a visual inspection but if they have proper certification and training they will know what to look for.
On the exterior the roof, eaves troughs, gutters, drainage, foundation, brick and or siding are all loooked over.
On the interior the attic, insulation, electrical, plumbing, basement, HVAC system and more are inspected.
When you receive your report the inspector will go over it with you. No home is ever perfect no matter the age, so there will always be minor things to do. Maintenance is key to the up keep of your home, checking it over in the fall and spring can be a time saver and avoid a lot of unexpected aggravation.
Searching for a house can be a stressful process at times. Having your ducks in a row and working with a professional realtor can make the process a lot easier.
First thing- Get A Per-Approval
The biggest stresses can be getting financing in place. Finding a home you love to find out you don’t qualify financially can be heart breaking. Call a mortgage broker or a mortgage specialist and find out what you can afford, and get a second opinion.
Just because you were pre-approved for an X amount doesn’t mean you should spend that much. Look at all your bills and expenses and the things you spend money on occasionally (dinners, movies, sports etc). You don’t want to be mortgage poor, you want to enjoy your home.
Your must haves
Make a list of your wants and needs. Finding a home that has both on a budget may be tricky depending on the market. Prioritize the needs and you may need to get creative at times.
Finding the professional that will work not only for you but with you
Not all realtors are the same. Talk to a few and do your research, find the one that you feel most comfortable with. You and that agent may be spending a lot of time together make sure its a good match!!!!!!!